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e-Conomy SEA 2026

Building the intelligent economy

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Insights

icon.webp Building the AI economy
icon-1.webp Strong growth through headwinds
icon-2.webp Funding the AI decade
icon-3.webp Trusted intelligence for all

icon.webp Building the AI economy

AI economy is advancing

243M users across Southeast Asia are using GenAI, representing 58% of the working population, with potential to deepen usage and commercialisation.

Hover or tap any icon to see the number behind it.

  • AI economy 2023-present
  • Digital economy 2010-present

Building Blocks of the digital and ai economies

relative maturity today

  1. Nascent
  2. Emerging
  3. Scaling
  4. Mature
  1. Infrastructure

  2. User growth

  3. Usage depth

  4. Commercialisation

1. Data centre capacity in 2025 excludes commissioned capacity that was still in development at the time.
2. Excludes work-, study-, and health-related use cases.
Sources: ITU; Datareportal; Google/YouGov, Uncovering AI Adoption, Trust, and Autonomy in SEA, SEA-6, July 2026, n=9,006 AI users; Bain analysis

icon-1.webp Strong growth through headwinds

AI is reshaping consumer journey

Consumer rely on AI for discovery across sectors, but decision complexity determines usage throughout the rest of the journey.

Hover or tap any icon to see the details behind it.

  • High AI Usage
  • Medium AI Usage
  • Low AI Usage
  • Combination of AI
  • Mostly AI embedded in app
  • In development

Customer journey

Vertical

Discovery

Evaluation

Decision

Transaction

Post-purchase

Ecommerce

Ecommerce, Discovery: High AI Usage
Ecommerce, Evaluation: High AI Usage
Ecommerce, Decision: Medium AI Usage
Ecommerce, Transaction: Low AI Usage
Ecommerce, Post-purchase: Medium AI Usage

Online travel

Online travel, Discovery: High AI Usage
Online travel, Evaluation: High AI Usage
Online travel, Decision: Medium AI Usage
Online travel, Transaction: Low AI Usage
Online travel, Post-purchase: Medium AI Usage

Online media

Online media, Discovery: High AI Usage
Online media, Evaluation: High AI Usage
Online media, Decision: Medium AI Usage
Online media, Transaction: Low AI Usage
Online media, Post-purchase: Medium AI Usage

Digital financial services

Digital financial services, Discovery: High AI Usage
Digital financial services, Evaluation: High AI Usage
Digital financial services, Decision: Medium AI Usage
Digital financial services, Transaction: Low AI Usage
Digital financial services, Post-purchase: Medium AI Usage

Mobility and food

Mobility and food, Discovery: Medium AI Usage
Mobility and food, Evaluation: Medium AI Usage
Mobility and food, Decision: Low AI Usage
Mobility and food, Transaction: Low AI Usage
Mobility and food, Post-purchase: Low AI Usage

Sources: Google/YouGov, Uncovering AI Adoption, Trust, and Autonomy in SEA, SEA-6, July 2026, n=9,006 AI users; Bain analysis

icon-2.webp Funding the AI decade

AI-focused companies captured ~80% of private funding

Capital is tilting toward companies that embed AI to drive new revenue pools, particularly in digital financial services and software and services

Hover or tap any bar to see the details behind it.

Private funding for AI applications ($B)

From H1 2025 to H1 2026

32% → 80%

of private funding to AI companies

1. Includes AI development tools, models, and AI-native or AI-as-a-feature offerings, and excludes data centres, semiconductors, and physical AI companies.
Source: Bain analysis

icon-3.webp Trusted intelligence for all

3 in 4 consumers are open to delegating transactions to AI within guardrails

This shift could unlock unprecedented convenience, but product accessibility must be balanced with transparent privacy protections for mass adoption to become a reality.

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SEA-6 Average

  1. Find the best price and buy a product for me

  2. Schedule follow-up appointments automatically

  3. Manage my streaming subscriptions

  4. Order food based on my preferences and past orders

  5. Reorder household essentials when supplies run low

  6. Plan and book trip based on my budget and preferences

  7. Book my regular commute or ride automatically

  8. Handle travel rebooking, refunds or compensation

1. Responses to the question, “Assuming the AI assistant is generally reliable, for each task below, would you actually be comfortable allowing AI to do it on your behalf?”, n = 9,006
2. Responses to the question, “What is the highest spending limit you would be comfortable allowing AI to make decisions for without your approval?”, n = 9,006.
Source: Google/YouGov, Uncovering AI Adoption, Trust, and Autonomy in SEA, SEA-6, July 2026, n=9,006 AI users

e-conomy report
2026 Full Report

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